Initial filing by director officer or owner of more than ten percent.

EFFECT

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

Report of unscheduled material events or corporate event

Statement of changes in beneficial ownership of securities

Report of unscheduled material events or corporate event

A statement of beneficial ownership of common stock by certain persons

Annual report which provides a comprehensive overview of the company for the past year

Quarterly report which provides a continuing view of a company's financial position